Commercial Auto
What is it?
Commercial Auto insurance provides essential protection in case you or one of your employees is responsible for an accident. This coverage not only includes injuries to individuals or damage to property, but also covers incidents like theft, vandalism, certain unforeseen weather conditions, road-related issues, and collisions.
Why is it important?
Commercial Auto insurance matters because it keeps your employees and vehicle fleet safe, avoiding unexpected losses from accidents. It's your safety net for potential financial liabilities arising from various unfortunate events on the road.
What does it cover?
Vehicle Protection
Protects your business vehicles from physical damage due to collisions or other incidents.
Injury Coverage
Provides coverage for bodily injuries to drivers, passengers, and third parties involved in accidents.
Liability Shield
Includes coverage for legal liabilities arising from accidents, such as property damage and bodily injury claims.
Customizable Coverage
Can be tailored to meet the specific needs of your business, including different types of vehicles and usage patterns.
Why FRG Specialty?
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Common Questions
In many places, businesses are legally required to carry certain levels of liability coverage for their commercial vehicles. However, coverage needs can vary depending on the jurisdiction and the type of vehicle.
Commercial Auto Insurance can cover a range of vehicles, including company cars, delivery vans, trucks, and specialized vehicles used for business activities.
Generally, personal vehicles used for business purposes might not be fully covered by personal auto insurance. Commercial Auto Insurance provides appropriate coverage for business-related vehicle use.