General Liability
What is it?
General Liability Insurance offers essential protection for your business against third-party claims for bodily injury, property damage, and legal liabilities arising from your operations, products, or premises. This coverage safeguards your business's financial stability in the face of unexpected claims and lawsuits.
Why is it important?
General Liability Insurance is fundamental for businesses of all sizes and industries. It shields your business from potential financial losses resulting from accidents, injuries, and property damage that can occur during your operations or on your premises.
What does it cover?
Bodily Injury Coverage
Protects against claims for bodily injury to third parties caused by your business operations, products, or premises and covers medical expenses, legal defense costs, and potential settlements or judgments.
Property Damage Coverage
Provides coverage for third-party property damage caused by your business operations, products, or premises.
Completed Operations Coverage
Extends coverage to claims that arise from completed projects, services, or products.
Products Liability Coverage
Protects against claims related to injuries or damage caused by products you manufacture or sell.
Why FRG Specialty?
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Common Questions
No, general liability insurance generally doesn't cover professional errors. Professional Liability Insurance (E&O) is designed for such scenarios.
No, general liability insurance typically doesn't cover employee injuries. Workers' Compensation Insurance is designed to cover workplace injuries for employees.
No, general liability insurance is important for businesses of all sizes, as accidents and liabilities can occur regardless of the business's scale.